In partnership with Strategic Equities
Financing your home in Mexico
Secure U.S.-backed cross-border financing and move through the Fideicomiso process with confidence. International lending, made secure and transparent.
Your path to secure ownership
U.S. cross-border mortgages
Fully amortized, fixed-rate loans backed by U.S. capital — without relying only on Mexican bank financing.
The Fideicomiso
The legal bank trust that gives foreign buyers full rights to use, rent, sell and pass on property in coastal and border areas.
How it works →Specialized guidance
A team with deep international-finance experience coordinates the process with Notarios Públicos and local counsel.
Program at a glance
- Typical loan-to-value
- 60–70%
- Minimum loan
- US$200,000
- Interest rate
- Fixed, fully amortized
- Credit profile
- U.S. credit check; FICO 720+ often preferred
- Timeline
- 60–90 days from application to closing
Rates are generally 2–3% above U.S. domestic rates. Expect origination of 1–3% of the loan, an appraisal of about US$300–500, and notary fees of 1–2% of the property value as part of closing costs.
From offer to ownership
Agreement & pre-approval
Your offer is accepted with a 5–10% earnest-money deposit while you secure pre-approval.
Underwriting & due diligence
Underwriting runs in parallel with the Notario’s title search and the appraisal.
Fideicomiso
The bank trust is set up (30–90 days) or an existing one is assigned to you (10–30 days).
Closing & disbursement
Final signing at the Notario’s office. Loan funds are wired and transfer taxes (4–7%) are paid.
Registration
The title is recorded with the Public Registry of Property and your rights as beneficiary are secured.
Start your pre-qualification
Prepare your documents and receive a transparent financing structure within 24 hours.