International mortgage program
Required documents
A complete checklist for U.S. buyers financing real estate in Mexico. Having these ready speeds up your pre-approval.
What to prepare
Identification
- Valid U.S. passport or Permanent Resident Card
- Valid driver's license or government-issued ID
Income — salaried
- Last 2 years of W-2 forms
- Most recent 30 days of pay stubs
- Last 2 years of tax returns (Form 1040)
- Employment verification letter (optional)
Income — self-employed
- Last 2 years of personal and business tax returns
- Year-to-date profit & loss statement and balance sheet
- Business license or registration documents
Assets
- Last 2 months of bank statements (all pages)
- Most recent investment account statements (if any)
- Retirement account statements (IRA, 401(k), etc.)
Credit
- Authorization for a U.S. credit check
- Social Security Number for credit verification
Property (Mexico)
- Signed purchase agreement or reservation contract
- Copy of the property title or the developer's master title
- Fideicomiso details or the Notario’s contact
- Developer contact (new construction)
If needed
- Letters explaining credit issues or employment gaps
- Gift letter (if part of the down payment is a gift)
- Power of attorney (if you will not be in Mexico for closing)
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